Systematic Investing

August 9, 2021

The topic of saving and investing is typically something associated with those who are employed and working to achieve significant life goals. However, it is important for children and young adults to learn the importance of systematic saving as well. In a world full of commercialization and materialism, it is very easy to fall into the trap of spending too much on the latest gadget or gizmo. While people of all ages are susceptible to this trap, the younger generations’ fascination with social media and staying up to date on the current trends makes them even more vulnerable. For this reason, the power of systematic saving and investing should be taught to our children from an early age. Beginning to systematically save 50 or 100 dollars per month and continuing to do so over an extended period will lead to hundreds of thousands of dollars in savings, even if only a moderate rate of return is achieved. Like any good habit, the earlier it is learned, engrained, and implemented, the longer you will benefit from its positive results. So next time you are thinking about splurging on that new handbag or cell phone, you may want to consider how it could affect your savings ability that month. If you or your children are having a hard time developing a saving plan, or you’re not sure how much you could begin to save per month, reach out to us today! We would be happy to analyze and discuss just how much you could benefit from beginning a systematic savings plan!

Carol Dixon, CFP® & Kevin DeRosa, CRPC®

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